Mark Roemer image of a house and an apartment and the question of which to choose.

Reasons to Live in an Apartment Instead of a House

I, Mark Roemer, know that the debate over whether or not to live in an apartment versus a house has been raging for quite some time. Despite this, more people are renting now than at any point in the previous five decades. In other words, an increasing number of people are realizing the advantages of living in an apartment. When deciding where to live, it is best to weigh the advantages and disadvantages of each option. Once you’ve done that, you might be surprised by the plethora of benefits that apartment living has to offer. Take a look at these reasons why you should consider renting an apartment rather than buying a house to help you narrow down your choices.

Maintenance Is Simple 

One of the most compelling arguments for choosing an apartment over a house is the ease with which it can be maintained. It’s impossible to keep up with your to-do list when you don’t have to worry about keeping the property in good condition. Homeownership entails taking full responsibility for all repairs, yard work, preventative maintenance, and the associated costs that come with it. Even if you hire someone to take care of it for you, you will still be required to pay a hefty fee to have the job completed. Living in an apartment means that you don’t have to worry about it. It is the responsibility of apartment staff to shovel snow, replace a broken dishwasher, or repair a leaking roof. All you need to do is pick up the phone and call property maintenance to report it if there is a problem.

Reduce Expenses

While many people may argue that apartment rent is sometimes more expensive than a mortgage payment, they are not considering the big picture. When purchasing a home, the mortgage is not the only expense to consider. There’s also property tax, insurance, and HOA fees to consider, not to mention a significant down payment. Then there are the higher utility bills to consider. It is more expensive to heat and cool a large home and water the yard and pay for house maintenance. In order to move into an apartment, only a small deposit is required. Renter’s insurance is a fraction of the cost of homeowner’s insurance, and there are no monthly maintenance costs. In addition, your utility bill will be reduced.

Increased Safety 

When weighing the advantages and disadvantages of living in an apartment versus a house, safety should always take precedence. Living in a multi-unit building provides a level of security that cannot be found in a single-family home. Most apartment complexes have gated communities, controlled access, surveillance cameras, and additional fire protection measures. The proximity of neighbors also provides a significant level of safety. Their hearing is improved, and they are more likely to notice if something unusual occurs. They may also have more time to contact authorities if something unique happens. Apartment living is perfect for those who live alone, or families with children, the elderly, or those who want peace of mind because of the increased safety features.

Excellent Amenities 

The amenities that come with apartment living are difficult to beat. Apartments provide many advantages not available in most single-family homes, such as access to recreation and convenience right outside your door. Clubhouses for hosting large gatherings, playgrounds, fitness centers, automated smart homes, and swimming pools are just a few of the amenities you’ll find in the community. While it is possible to incorporate such features into a home, the costs can be prohibitively expensive for most people’s budgets. Movie theatres, salons, hiking trails, pet spas, and underground heated parking are other unique amenities available on the property. It’s like living in a higher-end home without having to pay the higher rent.

Time Saver

When it comes to time, it is one thing that most of us seem never to have enough of (aside from money!). Anything you can do to free up more time in your day is worthwhile, and apartment living will provide you with that opportunity. This relieves you of the responsibility of caring for your yard and fixing things around the house. If you live in an apartment closer to your place of employment, you can reduce your commute time. All of this frees up a significant amount of time. Weekends are free for you to spend time with family or to participate in the activities you enjoy. While you can always earn more money, time is something that cannot be replaced. Having a way of life that allows you to enjoy the gift of time is priceless.

The Short-Term Option 

If you don’t like the idea of being tied down to one place for an extended period, apartment living may be for you. When picking between an apartment and a house, an apartment provides you with the flexibility to move whenever you want. A large number of apartments are available for short-term leases. These lease agreements can be for three months, six months, or twelve months. If there are corporate housing options available, you will have even greater flexibility. If you decide to sell your house after taking out a mortgage, you will have to spend time and money putting your house on the market. Furthermore, it would be best to consider whether you will be able to extract enough money from your home to pay off the mortgage you still owe. Moving into an apartment eliminates the stress and complications associated with the process.

Great Community 

While it is possible to form a close community in a housing neighborhood, the opportunities for doing so in an apartment complex are significantly greater. Apartment living fosters a stronger sense of community because of your neighbors’ proximity and the abundance of opportunities to spend time together. Although you live close to your neighbors, many apartment complexes go the extra mile to foster a sense of community. By hosting barbecues and parties in the apartment complex, everyone has the opportunity to come together and get to know one another. Furthermore, bumping into each other at the fitness center or other amenities provides more chances to get to know your neighbors and their families.

Boost Your Savings

Create a nest egg for your future. Along with the financial advantages of living in an apartment comes the opportunity to put money aside for retirement. A house’s operating expenses make it more challenging to put money aside for a “rainy day.”. When your living expenses are reduced due to renting an apartment, you are better positioned to save more money. This opens up a whole new world of possibilities for you to consider. Whether you want to send your children to college, travel more, or save for retirement, apartment living will put you on a financial path that will allow you to achieve your financial goals faster.


The choice between living in an apartment and living in a house can be simple. Living in an apartment makes life easier. Because you now know which option is superior between an apartment and a house, you will have peace of mind knowing that you are making the best decision for your family. Are you ready to look for your next apartment home? Get in touch with me, Mark Roemer, right away! We’d be happy to answer any questions you have and assist you in finding a location that is most convenient for you.